Risk Diagnostic

"We need to re-evaluate the set of business risks we're running but we're not sure where to start."

"We think we're in a strong credit position - how do we take advantage of weaker competitors in this environment?"

"We need to quickly get to grips with the recent changes in the risk environment - how can we do that with high confidence and without spending a fortune?"

 

The Challenge

  • Need to quickly evaluate new or changing risks to the business.
  • Need to highlight unmanaged areas of risk.
  • Need to make sure we're attracting the right customers and risks.
  • Are we well positioned for the current economic downturn?

  

PNT's Solution

  • Define and segment the customer base, with particular attention to:
  • Losses by customer segment.
  • Behavior-based account management strategies.
  • Vendor management practices and opportunities.
  • Credit policy alignment with marketing acquisition targets to avoid adverse selection.
  • Adequacy of risk management strategies.
  • Review of credit extension policy, by segment.